Oh, What A Day...

Where do I begin? I wish I was better at describing my feelings to truly express the range of emotions I felt today. It was such a roller coaster day that my head is still pounding from the ride.

To sum up my morning, I was basically told that we had to close today in order to get the house and approval from the bank that owns the house. Along with this, I was told that there wasn't really much of a chance of closing today because we were waiting on a form to be corrected that they couldn't get back to us until Monday. I was faced with the decision to walk away from the deal and lose my $1500 earnest money or go through the approval process again and pay a per diem to the bank for every day of it, adding up to about $600 or $700. Quite the options, right?

Several hours went by and we knew if there was any hope of us closing it would have to have word back from the lender and have paper work to the title company by 2:15. It was about 1:30 when my real estate agent asked if I had made a decision about what I was going to do. I was stressed out of my mind and not quite sure what do to.

It was then that the miracles started. We got word around 1:30 from the loan processor that we got the corrected form to the right people and were just waiting to clarify some fees. If we could get that taken care of we could get documents done in 20 minutes. 30 minutes went by and it was getting closer to our deadline and I wasn't quite sure what to think. At 2:05 I got an e-mail that we were good to close and I should be ready to leave in about 30 minutes. WHAT? Yes, everything got cleared to close.

30 minutes later I was on my way to the title company and elated that things had finally come together...
I pulled up to the title company and started to feel a bit anxious...
It was only a brief moment of anxiety as the realization of everything working out set in and I was so happy. I had said a lot of prayers throughout the day, as well as my family, and my real estate agent...
I couldn't have described the excitement and relief that we all felt getting to this moment in the 3 month long process. I think Seth pretty much nailed it when we got to the conference room at the title company...
We met with Debra at First American Title and signed documents for the next 45 minutes. I thought I would feel some kind of apprehension in committing to so much responsibility, but I couldn't have felt better to be at the end of this process and be relieved of all the pressure of the situation. I walked out of the office as a HOME OWNER!!! It was an incredible feeling.
I can't believe how today turned out and all of the ups and down.

As I was driving away I had an overwhelming sense of gratitude for everyone who put so much effort into helping with this. My family for the endless phone calls with updates and hours of therapy and support, my great real estate agent who put up with so much from me and the other side of the deal, and my incredible mortgage officer and loan processor. Everyone put so much work into making this happen on such a short time frame. None of this would have happened without so many great people helping me.

I also couldn't help but to realize the Lord's hand in all of this. It really was a miracle that everything worked out today. I was overcome with the peace and reassurance that He is personally aware of me and the going-on's in my life.

This post is mostly to document the events of the day, but I also hope it helps to share just how amazing things working out today is.

(And yes, I am a big enough nerd that I photo documented this.)